Mission Our mission is to deliver honest financial products that improve lives. Values People come first No fine print It’s on us We consider our impact We are completely We take full accountability on people’s lives before transparent and honest— for our actions, never we think about our own with our customers and shirking responsibility or interests. with each other. passing the buck. Simpler is better Push the envelope We make complex things We never stop innovating, simple and clear. taking smart risks, and raising the bar. 15

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