Sustainably advancing our mission to improve lives At Affirm, our mission is to deliver honest financial products. Our purpose is not solely to improve the lives of consumers, merchants, shareholders, and our people, but also the communities in which we operate. We are creating a comprehensive sustainability program, called CodeGreen, where we plan to measure our carbon footprint and set ambitious goals to address our environmental impact. As part of CodeGreen, we collect carbon emissions data to help us create a baseline of our impact to showcase a quantifiable view and provide insights on where we can focus our ongoing efforts. We partner with different teams across Affirm that play a role in our footprint, to monitor their contributions, and create an action plan on how we can do better. Lastly, we host ongoing events and volunteering opportunities, such as community cleanups and lunch & learn webinars to keep our employees engaged. Affirm strives to apply the same transparency and value we provide to consumers to our environmental, social, and governance (ESG) efforts. Since Affirm’s founding, our mission has guided our work to build a great, growing, sustainable business that stands the test of time. We are united by our commitment to improve the lives of consumers, to help our partners grow their businesses, and to deliver lasting value to the communities in which we operate, starting with our special team of Affirmers. To achieve our objectives, we embrace a set of values that guide how we work. 9