Corporate Fact Sheet 2H 2024

| 2024 Building a new kind of payment network that empowers consumers and helps merchants drive growth Mission Our mission is to deliver honest financial products that improve lives. Values People come first: We consider our impact on people’s lives before we think about our own interests. No fine print: We are completely transparent and honest—with our customers and with each other. It’s on us: We take full accountability for our actions, never shirking responsibility or passing the buck. Simpler is better: We make complex things simple and clear. Push the envelope: We never stop innovating, taking smart risks, and raising the bar. When we started A昀昀irm, we wanted to build something truly transparent, where each purchase plan had a clear end-date, there were no surprises or gotchas, and most importantly, you knew exactly what each purchase would cost you. We put what is good for our consumers first and will never benefit from their mistakes or misfortunes. - Max Levchin, Founder and CEO A昀케rm 2024 | 01