Power Transactions Across Diverse Channels 1 2,3 POS vs. Affirm Transactions Affirm Product Composition FY Q1 2025 FY Q1 2025 14% Pay in X 25% (Short-Term Affirm¹ 0% APR) 11% Core 0% APR 75% Interest-Bearing 75% Point of Sale Notes: 1. Based on transactions initiated by Affirm through mobile app and website channels as well as Affirm Card 2. Beginning in Fiscal Q1 2025, Affirm modified the definition of its short-term 0% low Average Order Value product from Pay in 4 to Pay in X. Pay in X consists of loan transactions with short-term payment plans that have one to four 0% APR installments. 3. Excludes Debit (non installment and non Pay in X transaction volume) from the Affirm Card product 9 4. Metrics are unaudited