Components of Interest Income Three Months Ended: September 30, December 31, September 30, December 31, September 30, ($ in 000s) March 31, 2023 June 30, 2023 March 31, 2024 June 30, 2024 2022 2022 2023 2023 2024 Interest income on unpaid principal balance $ 106,138 $ 125,858 $ 147,759 $ 181,437 $ 226,158 $ 248,083 $ 273,581 $ 295,197 $ 337,159 Amortization of discount on loans held for investment 38,969 38,838 39,130 41,766 45,118 51,024 53,960 54,552 56,697 Amortization of premiums on loans (4,374) (4,580) (4,515) (4,159) (3,980) (4,183) (4,256) (4,526) (4,633) Interest receivable charged-off, net of recoveries (3,931) (4,795) (4,104) (4,220) (4,617) (6,578) (7,573) (7,605) (12,159) Total interest income $ 136,802 $ 155,321 $ 178,270 $ 214,824 $ 262,679 $ 288,346 $ 315,712 $ 337,618 $ 377,064 38 Notes: 1. Metrics are unaudited