| Code of Ethics & Business Conduct | 2024 08 How to report misconduct At Affirm, we understand that our reputation is earned. This means that each Affirmer has a responsibility to report suspected violations of: (i) the Code and Company policies; (ii) any laws and governmental rules and regulations, including federal securities and consumer finance laws and the rules and regulations thereunder; or (iii) any accounting, internal controls, and auditing matters. We will treat and respond to all reports thoroughly, fairly, and promptly. There are multiple ways to report concerns at Affirm. You can: r Report the situation to your People Business Partner;g r Report the situation to Employee Relations;g r Contact the Ethics team; ob r Submit a report, either identifiably or anonymously, to our reporting hotline AffirmEthics.com by web, SMS, or phone. Reports submitted to the hotline will be shared with the Chief Legal Officer or their delegate, as appropriate, and, in instances where there is a financial or accounting related report, it will also be reviewed by the Chairperson of the Audit Committee. Affirm has put in place a Whistleblower Policy to ensure that Affirmers have a means of confidentially reporting concerns. If you wish to speak to someone about your concerns, or need some guidance as to whether you should report your concerns, please refer to the Whistleblower Policy. Affirm will conduct inquiries into all alleged or actual violations of the Code, other workplace policies, or the law. Affirmers are required to cooperate with Company investigations but should not investigate independently. Failing to cooperate with, interfering with, or deliberately providing false or misleading information during a Company investigation shall be grounds for disciplinary action, up to and including termination. We will maintain confidentiality throughout investigations, sharing information only as reasonably necessary and to the extent permitted by law, to conduct the investigation and allow the Company to take remedial action and/or to comply with applicable law. S p e a k u p