| Code of Ethics & Business Conduct | 2024 09 Non-retaliation Affirm has a strict non-retaliation policy, meaning Affirmers will not be disciplined or otherwise experience an adverse employment action for reporting a suspected violation of the Code, other workplace policies, or the law, in good faith, or participating in an investigation related to or opposing potential violations, of the Code, other workplace policies, or the law. An adverse employment action is conduct or an action that materially affects the terms and conditions of the Affirmers employment status, or would tend to discourage a reasonable person from reporting a suspected violation in good faith, or participating in an investigation related to or opposing potential violations, of the Code, other workplace policies, or the law. Reporting in good faith doesnt require certaintyit means honestly believing that information is being provided truthfully and accurately about the concern being raised. Any suspicion of retaliatory practices should be promptly reported to the Company by using any of the channels below: Anyone found to have engaged in retaliation against an Affirmer who reports (potential) misconduct in good faith is in violation of the Code, and may face disciplinary action, up to and including termination. Please refer to the Policy Against Discrimination, Harassment, and Retaliation in your local Guide to Affirm for the Companys policy prohibiting retaliation. Report the situation to your People Business Partner Report the situation to Employee Relation Contact the Ethics teat Submit a report, either identifiably or anonymously, to our reporting hotline AffirmEthics.com by web, SMS, or phone S p e a k u p

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