| Code of Ethics & Business Conduct | 2024 06 Conflicts We are committed to ensuring that every action we take is in compliance with all applicable governmental laws, rules, and regulations. If there is a conflict between the Code and the law, or another Company policy and the law, making it impossible for any Affirmer to comply with both, then the law prevails. In many cases, the Codes standards will be stricter than applicable legal requirements. In these instances, follow the Code. If you have specific questions, contact the Ethics team. Consequences for violating the Code We are each accountable for our actions and for behaving ethically and responsibly. Affirmers who act in a manner inconsistent with the Code, Company policies, or the law may be subject to disciplinary action in accordance with their local Guide to Affirm and local employment laws, up to and including termination of employment. Professional conduct The success of Affirm depends not only on the knowledge, skills, and abilities of its employees, but also on the sound judgment, self-discipline, common sense, and integrity of those individuals. As such, all Affirmers are expected to adhere to our Professional Conduct Policy to guide their conduct in, or reasonably associated with, the workplace, whether in person or virtually. U s i n g o u r C o d e t o m a k e g o o d d e c i s i o n s