Administration of our Code Oversight Affirms Code of Ethics & Business Conduct and its Ethics Program are endorsed by and have the full support of Affirms Board of Directors. Affirms executive team and their designees are responsible for managing and directing Affirms Ethics Program and for implementing measures to facilitate compliance with the Code. The Board of Directors is responsible for overseeing the efforts of the executive team and their designees in that regard. Waiver of the Code Only the Board of Directors may waive a provision of the Code for a director or executive officer. Any waiver that is granted to a director or executive officer will be publicly disclosed as required by SEC rules or Nasdaq marketplace rules. All other requests for waivers, should there be any, should be sent to the Ethics team. Last updated This version of the Code of Ethics & Business Conduct was approved by the Board of Directors and effective as of January 10, 2024.