| Code of Ethics & Business Conduct | 2024 14 Outside activities Affirmers may not engage in or pursue any activities or interests that interfere or conflict with their job or the best interests of the Company. This restriction includes, but is not limited to, starting your own competing business, or employment in, consulting, advising, or sitting on a Board of Directors in businesses competitive with Affirm. Before engaging in any for-profit outside business activity, whether it is competitive with Affirm or not, like consulting, advising, starting your own business, or accepting a directorship or employment Affirmers must obtain written approval from their manager and the Ethics team. Employees who have been asked to sit on the Board of Directors of a public company must additionally obtain written approval from the Chief Legal Officer. Failure to obtain proper approvals may lead to disciplinary action, up to and including termination. If you obtain written approval from your manager and the Ethics team to engage in such activities, under no circumstances may you: In addition, promptly disclose to the Ethics team any investment or other interest you or any member of your household has in a merchant, partner, vendor, or competitor of Affirm, if: This does not include investments in fully diversified exchange-traded funds (ETFs) or mutual funds where you (or a member of your household) do not direct the fund allocation. For help in determining if your investment or interest triggers any of these criteria, or if you are unsure whether a particular company is a merchant, partner, vendor, or competitor, reach out to the Ethics team. In cases where conflicts cannot be effectively managed, Affirmers may need to divest some or all of their personal investments or interest in the outside company. use Affirm non-public information use Affirm equipment or property; take for yourself a business opportunity that was presented to, or that rightfully belongs to, Affirm (unless Affirm knowingly and specifically declines to take advantage of that opportunity); o interact in your Affirm capacity with your own business or a company for which you consult, advise, are employed by, or serve on the Board of Directors. that investment or interest is significant enough, either in absolute value or in relation to your net worth, that it could cause a conflict or the appearance of one; if you have confidential information about that merchant, partner, vendor, or competitor of Affirm obtained in connection with your position with Affirm if you engage with that merchant, partner, vendor, or competitor in the course of your position with Affirm; o that investment or interest otherwise could reasonably be perceived as causing your judgment to be influenced by something other than the Companys best interests. W o r k i n g w i t h e a c h o t h e r