| Code of Ethics & Business Conduct | 2024 11 Honesty & integrity The connection we share with customers through our financial products and services is a privilege, one we must never take for granted. Affirm recognizes that our continued success depends upon a commitment to conducting business ethically and in compliance with the law everywhere we operate. We should always be transparent, learn from our mistakes, and ask for help when faced with a difficult situation. Affirm understands the importance of consumer protection. We enforce it as a corporate social responsibility through our transparent promotion of honesty and integrity, fairness and trust, fair competition, and diversity, equity, and inclusion in our products and how we conduct ourselves. These not only complement Affirms core values, but also define the spirit of our diverse workforce and how we function. Any Affirmer who is unsure of what choice to make should ask themselves: If the answer to any of these questions is no, or if there is pause, evaluate the situation and ask the Ethics team. Policy Against Discrimination, Harassment, and Retaliation We are committed to creating and maintaining a work environment that is free of unlawful discrimination, harassment, and retaliation. We will not tolerate discrimination, harassment, or retaliation in, or related to, the workplace on the basis of any protected characteristic under applicable law. More details on our policy and expectations can be found in the Policy Against Discrimination, Harassment, and Retaliation in your local Guide to Affirm. Please review the policy in your local Guide to Affirm to understand what conduct is prohibited, examples of such prohibited conduct, and mechanisms by which potential violations shall be reported and investigated. If any Affirmer sees, suspects, or experiences potential unlawful discrimination, harassment, or retaliation, please promptly: Does it follow our policies Does it comply with the law Will it help us maintain the trust people place in Affirm Would we feel comfortable if it were on the news or made public? Report it to your People Business Partner; Report it to Employee Relations Contact the Ethics team; o Submit a report, either identifiably or anonymously, to our reporting hotline AffirmEthics.com by web, SMS, or phone. W o r k i n g w i t h e a c h o t h e r