| Code of Ethics & Business Conduct | 2024 12 Equal employment opportunity Diversity, equity, and inclusion are business imperatives for Affirm to deliver on our mission. We believe that the financial services industry works better for everyone when it is inclusive. We value the individual differences, experiences, and capabilities of each Affirmer. To that end, all Affirmers are expected to treat each other with civility, professionalism, and inclusivity. Our collective strengthenhanced by the diverse backgrounds and perspectives of our growing global footprintmakes Affirm a better place to work and a better business partner for our customers and merchant partners. Affirm is an equal employment opportunity employer and makes employment decisions on the basis of merit and business needs. Our commitment to non-discrimination and equal employment applies to all aspects of employment and our employment processes, including, but not limited to, hiring, transfers, promotions, compensation, benefits, and disciplinary action. We do not unlawfully discriminate on the basis of any protected characteristic identified in the Policy Against Discrimination, Harassment, and Retaliation in your local Guide to Affirm, or otherwise identified by applicable law. To ensure equal employment opportunity and nondiscrimination, its on each Affirmer to understand the importance of this policy, their local Policy Against Discrimination, Harassment, and Retaliation, and their responsibilities to make our workplace free from unlawful discrimination. W o r k i n g w i t h e a c h o t h e r