| Code of Ethics & Business Conduct | 2024 16 Drug & alcohol policy Affirm maintains a drug-free workplace, and we all have the responsibility to maintain a safe and efficient working environment. Affirmers must report to work fit to perform the duties of their job (with or without a reasonable accommodation). Any Affirmer who engages in the following conduct may be subject to discipline, up to and including termination0 . Manufacturing, possessing, storing, distributing, transferring, purchasing, selling, using, or soliciting illegal drugs while on duty, on Company premises, at Company-sponsored events, or while performing their Company duties* . Unauthorized consumption of alcohol, or unauthorized use or possession of open alcohol containers while performing your duties, on Company premises, or at Company-sponsored events; and/oK . Reporting to work or performing your duties while impaired by alcohol or controlled substances, including medical or recreational marijuana. On occasion, Affirm may sponsor Company events where alcohol is available, served, or consumed. Affirmers may of course choose to consume alcohol during these events, but always are expected to drink responsibly and act professionally. Illegal drug possession (under federal, state, or local law) or use is strictly prohibited while performing your duties, on Company premises, or at Company-sponsored events. Criminal Convictions To the extent consistent with applicable law, within five business days of being convicted of, pleading guilty or no contest to, or entering into a pre-trial diversion or similar program for, any felony or any crime involving breach of trust, deceit, money laundering, bribery, sanctions violations, dishonesty, or fraud, all Affirmers are required to notify the Ethics team that they may need to discuss a new criminal conviction since completing their authorized background check as a condition of employment. Please do not initially disclose the nature or type of criminal conviction to the Ethics team, as there are certain processes that need to be followed. At all times, the Company will take action consistent with applicable law and Affirms framework on criminal convictions, which may result in termination of employment depending on the type and severity of the offense and/or relationship to the employees job duties. Where and when required, Affirm will notify any agency to which it has a duty or obligation to report such a conviction. W o r k i n g w i t h e a c h o t h e r