| Code of Ethics & Business Conduct | 2024 29 Records, records retention, and reporting All Affirmers have a responsibility to ensure that Affirms financial and business records are full, fair, accurate, timely, understandable reflections of Affirms business and operations, and are retained pursuant to Company policy. Affirmers should never falsify, forge, or improperly alter any Company records; doing so is grounds for disciplinary action up to and including termination. Any discovery of suspected falsified, forged, or altered records should be reported promptly to the Ethics team or by submitting a report, either identifiably or anonymously, to our reporting hotline, AffirmEthics.com by web, SMS, or phone, per the Whistleblower Policy. All Affirm financial transactions must be lawful, duly authorized, properly recorded, and executed in accordance with all Company policies and controls. All Affirmers also are required to cooperate with the Companys auditors. All Affirmers are responsible for ensuring that our financial reports and public filings, including all reports and other documents that Affirm files with, or submits to, the U.S. Securities and Exchange Commission (SEC), are complete, fair, accurate, timely, and understandable and otherwise satisfy applicable legal requirements and accounting standards. The Company may have obligations to preserve certain financial and business records, including electronic communications, in connection with existing or reasonably foreseeable legal and compliance matters, such as litigation, investigations, subpoenas, or enforcement proceedings. Electronic communications include, but are not limited to: email, messaging (Slack and Zoom Chat), video conferencing, electronically transmitted files, collaboration tools (Google Workspace, Asana), chat rooms, internal wikis (Confluence, Google sites), text messages, phone, and fax. Upon direction from the Legal team (known as a Litigation Hold Notice), Affirmers must not alter, delete, or destroy electronic communications or information subject to a Litigation Hold Notice. Please remember that your communications on or through Affirm systems may be shared or become public through these legal events or publication in the media. Potential risks from inaccurate or misleading statements include, but are not limited to, claims of false advertising, misrepresentation, breach of contract, securities fraud, unfair disclosure, and antitrust violations. C o m m u n i c a t i n g w i t h o u r i n v e s t o r s a n d t h e p u b l i c