Financial literacy and community impac਀縀 While we view financial inclusion as a critical component of our positive social impact, it is incomplete without the promotion of financial literacy. This is why A昀昀irm’s core value of “No fine print” is so important to our business—our consumers understand the exact payment terms before they complete the transaction. There are no “gotchas.” There are no surprises.਀ꨀ All A昀昀irm consumers to whom credit is extended receive Truth in Lending disclosures for all our products. This ensures that consumers receive consistent and transparent disclosures. A昀케rm Care਀紀 We also seek to positively impact our communities through the A昀昀irm Cares Employee Foundation (“A昀昀irm Cares”). A昀昀irm Cares is an A昀昀irm employee volunteer-led 501(c)3 non-profit established by A昀昀irm in 2019. A昀昀irm Cares aims to make a positive impact in the communities in which we work and live by sharing our expertise and funding across three impact pillars: financial literacy and inclusion, technology education and training, and vibrant communities. Since its inception in 2019, the A昀昀irm Cares Employee Foundation has raised and awarded grants of over $920K to local community non-profits. The A昀昀irm Cares Annual Reports are available here. Financial literac礀਀ Technology educatio渀਀ Vibran琠⠀ & inclusio਀砀 & trainin਀焀 communitie਀紀 Provide fair and responsible Support access to technology Partner with organizations focused credit for communities and for K–12 coding academies and on housing insecurity, homelessness, businesses, credit education bootcamps, as well as provide civic engagement, neighborhood support, and nonprofit workforce development and preservation and revitalization,†⠀ investments focused on support for small urban and small business development,†⠀ equitable economic growth. rural businesses. and community enrichment. 2024 ESG REPORT 24