Platform Portfolio and Funding Mix $11.8 $11.0 $0.7 $10.6 $10.4 $0.9 $0.6 $0.4 $9.0 $8.7 $8.4 $0.3 $4.7 $8.2 $0.4 $0.6 $0.5 $4.4 $7.3 $4.4 $4.8 $0.8 $4.2 $3.9 $4.1 $3.8 $4.1 $3.4 $2.9 $3.4 $2.5 $2.3 $3.8 $1.4 $1.9 6% 6% 5% 5% 6% 5% 5% 5% $1.7 2% $2.4 $2.3 $2.3 $2.2 $2.1 $2.2 $2.1 $1.9 $1.0 FY Q1'23 FY Q2'23 FY Q3'23 FY Q4'23 FY Q1'24 FY Q2'24 FY Q3'24 FY Q4'24 FY Q1'25 On Balance Sheet (non-securitized) ($B) On Balance Sheet (securitized) ($B) Off Balance Sheet (non-securitized) ($B) Off Balance Sheet (securitized) ($B) Equity Capital Req % Platform Notes: 1. On Balance Sheet (Non-Securitized) includes Loans Pledged as Collateral in warehouse financing vehicles or held by Affirm and consolidated on Affirm9s balance sheet 2. On Balance Sheet (Securitized) includes Loans Pledged as Collateral in securitizations and consolidated on Affirm9s balance sheet 3. Off Balance Sheet includes Loans Held by Third Parties and not consolidated on Affirm9s balance sheet 4. Off Balance Sheet (Securitized) includes Loans Pledged as Collateral in securitizations and not consolidated on Affirm9s balance sheet 22 5. Equity Capital Required is the sum of the balance of loans held for investment and loans held for sale, less the balance of funding debt and notes issued by securitization trusts as of the balance sheet date 6. Metrics are unaudited