Platform Portfolio Loans - Remaining Term Length Weighted average remaining term of Total and On Balance Sheet Platform Portfolio (in months), as of quarter-end date 13 12 12 12 11 11 11 11 11 11 11 10 10 10 10 10 10 9 FY Q1'23 FY Q2'23 FY Q3'23 FY Q4'23 FY Q1'24 FY Q2'24 FY Q3'24 FY Q4'24 FY Q1'25 Total Platform Portfolio On Balance Sheet Platform Portfolio Notes: 1. Total Platform Portfolio includes loans owned by Affirm and third parties, on balance sheet portfolio includes loans owned by Affirm 23 2. Excludes loans made internationally via Affirm or legacy Paybright business and excludes Returnly transactions 3. Metrics are unaudited