AFFIRM HOLDINGS, INC. CONDENSED CONSOLIDATED STATEMENTS OF CASH FLOWS, CONT. (Unaudited) (in thousands) Three Months Ended September 30, 2024 2023 Supplemental disclosures of cash flow information Cash payments for interest expense $ 99,506 $ 64,868 Cash paid for operating leases 4,159 4,104 Cash paid for income taxes 454 312 Supplemental disclosures of non-cash investing and financing activities Stock-based compensation included in capitalized internal-use software 49,478 38,803 Affirm FQ1’25 Shareholder Letter 24